Bill works with life insurance companies on a variety of matters, including asset adequacy analysis, valuation, financial reporting, risk-based capital, asset modeling, product development and pricing, and actuarial appraisals for mergers and acquisitions.
Bill has significant experience working with smaller insurance companies, particularly in relation to valuation and financial reporting.
Publications and Presentations
Bill regularly presents at Society of Actuaries meetings. He has also made presentations at the American Academy of Actuaries and regional actuarial meetings.
Professional Designations
Fellow, Society of Actuaries
Member, American Academy of Actuaries
Education
BA, Messiah College
Affiliations
Member, Society of Actuaries Board of Directors
Member, American Academy of Actuaries working group to revise the Asset Adequacy Analysis Practice Notes
Member, Valuation Actuary Symposium Planning Committee, Society of Actuaries
Former chair, Financial Reporting Section Council and Smaller Insurance Company Section Council, Society of Actuaries (with continuing participation as a friend of both sections)
Former member, Committee on Life Insurance Research, Society of Actuaries
We present details on NAIC’s proposed new actuarial guideline on reserve adequacy requirements for life insurance companies, which affects 2025’s annual statements.
22 January 2021 - by Matthew Emery, Howard Kahn, Devin McCall, Bill Sayre, Stuart Silverman
This paper introduces life insurance investment strategies and how many of these same concepts can be applied to healthcare insurers and providers to better manage their overall risk profiles and potentially increase future returns on investment.
18 August 2017 - by William Hines, Karen Rudolph, Bill Sayre, David Wang
This research surveys the sources of reserve movement and volatility, surveys other reporting regimes for potential attribution approaches, conducts interviews with financial reporting actuaries regarding their use of attribution methods, and provides a demonstration of a proposed attribution approach for a case study for VM-20 valuations.