Andy’s area of expertise is in property and casualty insurance. Within this industry, he has broad exposure to several lines of business, with special emphasis on the following:
Medical professional liability (physicians, hospitals, other medical professionals, other medical facilities), including associated cyber liability risk
Lawyers professional liability
Commercial multi-peril
General liability
Andy has assisted numerous clients with assignments that include:
Loss reserving, including studies in preparation for actuarial opinions
Ratemaking, including funding studies and analyses of rating factors for class plans, territorial plans, and increased limit factors
Evaluation of reinsurance programs
Pro-forma financial projections
Quarterly/annual statement page support
Product rate filing support
Regulatory reserve review support
Publications and Presentations
"United States General Aviation – Admitted Market: Summary of 2020 Statutory Financial Results." Milliman.com, August 2021.
"First-Quarter Financial Results for Medical Professional Liability Specialty Writers Show Effect of Dwindling Releases." Medical Liability Monitor, July 2021.
"Lawyers Professional Liability Update: Insurers’ String of Strong Financial Results Continues." Milliman P&C Perspectives, October 2014.
19 September 2024 - by Carl X. Ashenbrenner, S. Andrew Kline
U.S. general aviation insurers wrote $2.9 billion in premiums in 2023, up 7%, capping a six-year cumulative surge of 84%, the largest since the years after 9/11.
01 November 2023 - by Carl X. Ashenbrenner, S. Andrew Kline
Year-end 2022 financial results for domestic U.S. general aviation (USGA) insurers show the market firming, written premiums up 10%, and higher incurred losses.
27 October 2022 - by S. Andrew Kline, Carl X. Ashenbrenner
Our summary of domestic general aviation insurers shows $2.5 billion in written premium in 2021, a 16% increase from 2020 and a 55% cumulative rise since 2018.
22 September 2022 - by Zachary A. Ballweg, S. Andrew Kline
The LPL market continued to show strong financial results in 2021, but the winds could be changing as the magnitude of reserve releases has continued to decline in recent years.
We look at the financial results for medical professional liability (MPL) insurers for the first quarter of 2022, as the country tries to emerge from COVID-19.
13 October 2014 - by Susan J. Forray, S. Andrew Kline
Financial results for 2013 are strong for specialty writers of lawyers professional liability (LPL) and this report identifies gains in operating results, reserve releases, claim frequency, and more.