Jenny has expertise in the pricing, implementation, and risk management of life and annuity products for U.S. and international insurance and reinsurance companies. She has more than 15 years of experience in the insurance and risk management field. Her work is focused on leveraging technology solutions and industry best practices to improve the sustainable manufacturing and risk management of traditional life and retirement income products. In her current role, Jenny is leading industry studies for Milliman’s life insurance and providing data as a service solution to help modernize data operations and assumption setting for life insurance and annuity companies. Her work involves creating reliable data sources and industry benchmarks to help better understand traditional mortality and dynamic policyholder behavior assumptions.
Relevant missions
Led industry mortality study containing data sourced from 11 prominent companies, accounting for a Face Amount of $17.1 trillion and $58 billion benefits paid across 357K claims
Buy side advisor for large reinsurance transaction supporting policy holder behavior experience analysis and assumption setting
Publications and Presentations
Jin, J., Silverman, & Carlson. New opportunities for U.S. life insurers on pension risk transfer. Milliman, 2015.
Jin, J., and Embser. Comparing Policyholder Efficiency in Variable Annuity Lapses. Society of Actuaries, 2016.
29 April 2020 - by Ken Qian, Ben Johnson, Jenny Jin
This report discusses findings from Milliman’s research on predicting lapse and mortality rates for 10-year and 15-year premium term insurance products from the Milliman Industry Study and Analysis data set.
13 February 2019 - by Eileen S. Burns, Vincent Embser, Vincent Haupt, Jenny Jin, Ben Johnson, Matthias Kullowatz
The 2018 Milliman VALUES Guaranteed Lifetime Withdrawal Benefit (GLWB) industry lapse and utilization studies included 3 million policyholders from eight large variable annuity writers, representing roughly $350 billion of account value and covering a range of GLWB product designs as well as demographic attributes.
27 November 2018 - by Eileen S. Burns, Vincent Embser, Vincent Haupt, Jenny Jin, Ben Johnson, Matthias Kullowatz
The 2018 Milliman VALUES GLWB lapse and utilization studies included three million policyholders from eight large VA writers, representing roughly $350 billion of account value and covering a range of GLWB product designs as well as demographic attributes.
15 May 2017 - by Eileen S. Burns, Jenny Jin, Vincent Embser, Matthias Kullowatz, Ben Johnson, David Wang, Sam Nandi
Milliman recently completed its 2016 Milliman VALUES GLWB Utilization study, which included two million policyholders from seven large VA writers, representing roughly $220 billion of account value (based on initial purchase amounts) and covering a range of GLWB product designs as well as demographic attributes.
