Anders chiefly serves clients with their Long-Term Care (LTC) insurance, Medicare Advantage, and Part D lines of business.
LONG-TERM CARE INSURANCE
Clients with LTC blocks of business rely on Anders for:
Setting morbidity assumptions for LTC riders on life and annuity products
Setting assumptions through historical experience analyses
Performing cash flow testing by projecting premiums and claims
Stabilizing LTC blocks by obtaining rate increase approvals from state governments
Complying with year-end regulatory filing requirements, including AG51 requirements and NAIC experience reporting forms
Developing reserves and testing their historical adequacy
MEDICARE ADVANTAGE AND PART D
Medicare Advantage and Part D plan sponsors and Pharmacy Benefit Managers rely on Anders for:
Making strategic decisions regarding product and benefit offerings
Evaluating the impact of changing regulatory environments on Part D stakeholders
Forecasting Part D profitability and settlements with CMS and pharmaceutical manufacturers
Preparing plan bids and supporting documentation for contracts with the Centers for Medicare and Medicaid Services (CMS)
Projecting future pharmaceutical savings due to launches of generic medications
Offering strategic guidance relating to CMS Part D out-of-pocket cost tests
Estimating CMS-HCC risk scores for MA plan members
Projecting the impact on MAPD plans of risk-sharing arrangements with providers
Anders draws on his nine years of teaching experience to communicate complex ideas in clear and straightforward ways.
Publications and Presentations
Navigating Medicare Part D settlements post-IRA: Strategic guidance for health plans. Milliman Insight, December 2025.
Medicare Advantage and Part D in a Year of Changes. Conference of Consulting Actuaries Webinar, August 2025.
2024 SOA Health Meeting in Review. SOA Health Watch, September 2024.
Changing Tides: Part D Cash Flows and Risk Scores 2024+. Society of Actuaries Health Meeting, June 2024.
Evaluation of the savings methodology for the HCSC Health Advocacy Solutions program. Milliman Insight, December 2022.
eviCore healthcare: Evaluation of the eviCore SAVE Methodology used in the medical oncology and radiation oncology programs. Milliman Insight, September 2021.
Professional Designations
Fellow, Society of Actuaries
Chartered Enterprise Risk Analyst
Member, American Academy of Actuaries
Education
BA, Mathematics, Classics, and Philosophy, St. Olaf College, Minnesota, 2000
PhD, Mathematics, University of Wisconsin – Madison, 2008
10 December 2025 - by Mike Bergerson, Robert Eaton, Nicole Gaspar, Jordan Olds, Joe Neary, Juliet Spector, Jeff Anderson, Anders Hendrickson, Joe Long, Annie Gunnlaugsson, Fiona Ng, Lucy Ouyang, James Stoltzfus
In this issue, we highlight key initiatives, research, and upcoming studies from Milliman’s LTC consultants, including enhancements to our LARA platform, the impact of post-pandemic experience on LTC insurance, and the next iteration of our Milliman Long-Term Care Guidelines (Guidelines).
19 December 2022 - by Troy M. Filipek, Todd Wanta, Anders Hendrickson, Penny Edlund, Maureen Tressel Lewis
We examine a provider’s savings methodology for its clinical program, giving insight on opportunities to more accurately measure intended cost reductions.
